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Benefits open enrollment this year will be October 15 – November 9. Changes include:The two HMO health plans (BlueChoice and Kaiser Permanente) that were “frozen” last year will be open for enrollment for 2013. The dental plan coverage maximum has been increased from $1,200 to $1,500 per year. The dental plan premiums will remain the same for 2013. Health insurance premiums are increasing for most healthcare plan options; details regarding the 2013 health and dental plan premiums can be found at http://www.hr.uga.edu/bor-insurance-rates-2013.pdfIn addition, the BOR is adjusting the employee contribution rate for the Optional Retirement Plan (ORP) to change from 5% to 6% on January 1, 2013, matching the employee contribution rate for TRS participants, as required by legislation. The employer contribution rate will remain unchanged at 9.24%.